Salary after tax calculator for Germany & Austria

Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.

Take-home pay on €1,500 a month in Germany

Take-home pay a month
€1,165
After income tax and social contributions
Take-home pay a year
€13,974
After income tax and social contributions
Total deductions
22.4%
of your gross pay goes to tax and contributions
If you earn €100 more
€66
more take-home pay

Your deductions

Gross pay, deductions and net pay, per year and per month
ItemPer yearPer month
Gross pay€18,000€1,500
Income taxLohnsteuer−€111−€9
Solidarity surchargeSolidaritätszuschlag€0€0
Pension insuranceRentenversicherung−€1,674−€140
Unemployment insuranceArbeitslosenversicherung−€234−€20
Health insuranceKrankenversicherung−€1,575−€131
Long-term care insurancePflegeversicherung−€432−€36
Total deductions−€4,026−€336
Take-home pay€13,974€1,165

What your employer pays

Employer contributions on top of the gross pay, per year and per month
ContributionPer yearPer month
Pension insuranceRentenversicherung€1,674€140
Unemployment insuranceArbeitslosenversicherung€234€20
Health insuranceKrankenversicherung€1,575€131
Long-term care insurancePflegeversicherung€324€27
Insolvency benefit levyInsolvenzgeldumlage€27€2
Total cost to the employer€21,834€1,820

About this estimate (2026 rules, checked 15 October 2026)

Assumptions

  • Tax class I: single, no children
  • Aged 23 or over and childless, so the 0.6% long-term care surcharge applies
  • No church tax
  • Statutory health insurance with the average additional contribution (2.9%)
  • Employed the whole year with the same monthly pay and no other income
  • Only the automatic allowances: employee lump sum (€1,230), special expenses lump sum (€36) and the Vorsorgepauschale
  • Income tax is the wage tax the employer withholds; a tax return with higher expenses can lower it
  • Works in any state other than Saxony

Notes

  • Employer cost leaves out the U1 and U2 sickness and maternity levies and accident insurance, whose rates depend on the employer's insurer and industry.
  • Pay up to €2,000 a month falls in the mini-job or transition zone (Midijob), where employee contributions are lower; this estimate uses the regular rates.
  • No solidarity surcharge: the income tax does not exceed the €20,350 exemption limit.

Sources

This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.