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Salary after tax calculator for Germany & Austria

Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.

Take-home pay on €5,000 a month in Germany

Take-home pay a month
€3,130
After income tax and social contributions
Take-home pay a year
€37,561
After income tax and social contributions
Total deductions
37.4%
of your gross pay goes to tax and contributions
If you earn €100 more
€51
more take-home pay

Your deductions

ItemPer yearPer month
Gross pay€60,000€5,000
Income taxLohnsteuer−€9,389−€782
Solidarity surchargeSolidaritätszuschlag€0€0
Pension insuranceRentenversicherung−€5,580−€465
Unemployment insuranceArbeitslosenversicherung−€780−€65
Health insuranceKrankenversicherung−€5,250−€438
Long-term care insurancePflegeversicherung−€1,440−€120
Total deductions−€22,439−€1,870
Take-home pay€37,561€3,130

What your employer pays

ContributionPer yearPer month
Pension insuranceRentenversicherung€5,580€465
Unemployment insuranceArbeitslosenversicherung€780€65
Health insuranceKrankenversicherung€5,250€438
Long-term care insurancePflegeversicherung€1,080€90
Insolvency benefit levyInsolvenzgeldumlage€90€8
Total cost to the employer€72,780€6,065

About this estimate (2026 rules, checked 15 October 2026)

Assumptions

  • Tax class I: single, no children
  • Aged 23 or over and childless, so the 0.6% long-term care surcharge applies
  • No church tax
  • Statutory health insurance with the average additional contribution (2.9%)
  • Employed the whole year with the same monthly pay and no other income
  • Only the automatic allowances: employee lump sum (€1,230), special expenses lump sum (€36) and the Vorsorgepauschale
  • Income tax is the wage tax the employer withholds; a tax return with higher expenses can lower it
  • Works in any state other than Saxony

Notes

  • Employer cost leaves out the U1 and U2 sickness and maternity levies and accident insurance, whose rates depend on the employer's insurer and industry.
  • No solidarity surcharge: the income tax does not exceed the €20,350 exemption limit.

Sources

This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.

Tax and salary guides