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Salary after tax calculator for Germany & Austria

Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.

Take-home pay on €42,500 a year in Germany

Take-home pay a month
€2,356
After income tax and social contributions
Take-home pay a year
€28,274
After income tax and social contributions
Total deductions
33.5%
of your gross pay goes to tax and contributions
If you earn €100 more
€55
more take-home pay

Your deductions

ItemPer yearPer month
Gross pay€42,500€3,542
Income taxLohnsteuer−€4,982−€415
Solidarity surchargeSolidaritätszuschlag€0€0
Pension insuranceRentenversicherung−€3,953−€329
Unemployment insuranceArbeitslosenversicherung−€553−€46
Health insuranceKrankenversicherung−€3,719−€310
Long-term care insurancePflegeversicherung−€1,020−€85
Total deductions−€14,226−€1,185
Take-home pay€28,274€2,356

What your employer pays

ContributionPer yearPer month
Pension insuranceRentenversicherung€3,953€329
Unemployment insuranceArbeitslosenversicherung€553€46
Health insuranceKrankenversicherung€3,719€310
Long-term care insurancePflegeversicherung€765€64
Insolvency benefit levyInsolvenzgeldumlage€64€5
Total cost to the employer€51,553€4,296

About this estimate (2026 rules, checked 15 October 2026)

Assumptions

  • Tax class I: single, no children
  • Aged 23 or over and childless, so the 0.6% long-term care surcharge applies
  • No church tax
  • Statutory health insurance with the average additional contribution (2.9%)
  • Employed the whole year with the same monthly pay and no other income
  • Only the automatic allowances: employee lump sum (€1,230), special expenses lump sum (€36) and the Vorsorgepauschale
  • Income tax is the wage tax the employer withholds; a tax return with higher expenses can lower it
  • Works in any state other than Saxony

Notes

  • Employer cost leaves out the U1 and U2 sickness and maternity levies and accident insurance, whose rates depend on the employer's insurer and industry.
  • No solidarity surcharge: the income tax does not exceed the €20,350 exemption limit.

Sources

This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.

Tax and salary guides