Salary after tax calculator for Germany & Austria
Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.
Take-home pay on €101,000 a year in Austria
Austria: a monthly salary is paid 14 times a year (13th and 14th salaries included), so for Austria we count a monthly figure ×14.
- Take-home pay per payslip
- €4,320
- After income tax and social contributions
- Take-home pay a year
- €63,212
- After income tax and social contributions
- Total deductions
- 37.4%
- of your gross pay goes to tax and contributions
- If you earn €100 more
- €58
- more take-home pay
Your deductions
| Item | Per year | Per month (year ÷ 12) |
|---|---|---|
| Gross pay | €101,000 | €8,417 |
| Wage taxLohnsteuer | −€20,187 | −€1,682 |
| Health insuranceKrankenversicherung | −€3,755 | −€313 |
| Pension insurancePensionsversicherung | −€9,945 | −€829 |
| Unemployment insuranceArbeitslosenversicherung | −€2,862 | −€239 |
| Chamber of Labour levyArbeiterkammerumlage | −€416 | −€35 |
| Housing subsidy contributionWohnbauförderungsbeitrag | −€624 | −€52 |
| Total deductions | −€37,788 | −€3,149 |
| Take-home pay | €63,212 | €5,268 |
What your employer pays
| Contribution | Per year | Per month (year ÷ 12) |
|---|---|---|
| Health insuranceKrankenversicherung | €3,667 | €306 |
| Accident insuranceUnfallversicherung | €1,067 | €89 |
| Pension insurancePensionsversicherung | €12,176 | €1,015 |
| Unemployment insuranceArbeitslosenversicherung | €2,862 | €239 |
| Insolvency fund surchargeIESG-Zuschlag | €97 | €8 |
| Housing subsidy contributionWohnbauförderungsbeitrag | €624 | €52 |
| Employee severance fundBetriebliche Vorsorge (BV) | €1,545 | €129 |
| Family burden equalisation fundDienstgeberbeitrag (DB) | €3,737 | €311 |
| Surcharge to the DB (Vienna)Zuschlag zum DB (DZ) | €364 | €30 |
| Municipal taxKommunalsteuer | €3,030 | €253 |
| Total cost to the employer | €130,169 | €10,847 |
About this estimate (2026 rules, checked 15 October 2026)
Assumptions
- Salaried employee (Angestellte/r) working in Vienna for the whole year
- Gross pay in 14 equal payments: 12 monthly salaries plus the 13th and 14th (holiday and Christmas pay), paid in different months
- Single, no children: no Familienbonus Plus, no sole-earner or single-parent credit
- No commuter allowance, no church contribution, no deductions beyond the €132 flat employment expenses
- Wage tax as withheld through payroll; refunds from the yearly tax assessment (Arbeitnehmerveranlagung) are not included
- Vienna rates for the housing subsidy contribution (0.75% each side) and the employer's surcharge to the DB (0.36%)
- Employer cost excludes Vienna's Dienstgeberabgabe (U-Bahn-Steuer: €2 per employee per started week, about €104 a year); the BMF calculator leaves it out too
Notes
- Social insurance is capped at €6,930 of pay a month and €13,860 a year of 13th/14th salaries.
Sources
- EStG 1988 § 33 (tariff, Verkehrsabsetzbetrag), RIS (opens in a new tab)
- EStG 1988 § 66 (wage tax on regular pay), RIS (opens in a new tab)
- EStG 1988 § 67 (13th/14th salaries), RIS (opens in a new tab)
- Beitragsrechtliche Werte in der Sozialversicherung 2026, Dachverband (opens in a new tab)
- Arbeitsbehelf 2026, Österreichische Gesundheitskasse (opens in a new tab)
- Brutto-Netto-Rechner, Bundesministerium für Finanzen (opens in a new tab)
This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.


