Salary after tax calculator for Germany & Austria

Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.

Take-home pay on €101,000 a year in Austria

Austria: a monthly salary is paid 14 times a year (13th and 14th salaries included), so for Austria we count a monthly figure ×14.

Take-home pay per payslip
€4,320
After income tax and social contributions
Take-home pay a year
€63,212
After income tax and social contributions
Total deductions
37.4%
of your gross pay goes to tax and contributions
If you earn €100 more
€58
more take-home pay

Your deductions

Gross pay, deductions and net pay, per year and per month
ItemPer yearPer month (year ÷ 12)
Gross pay€101,000€8,417
Wage taxLohnsteuer−€20,187−€1,682
Health insuranceKrankenversicherung−€3,755−€313
Pension insurancePensionsversicherung−€9,945−€829
Unemployment insuranceArbeitslosenversicherung−€2,862−€239
Chamber of Labour levyArbeiterkammerumlage−€416−€35
Housing subsidy contributionWohnbauförderungsbeitrag−€624−€52
Total deductions−€37,788−€3,149
Take-home pay€63,212€5,268

What your employer pays

Employer contributions on top of the gross pay, per year and per month
ContributionPer yearPer month (year ÷ 12)
Health insuranceKrankenversicherung€3,667€306
Accident insuranceUnfallversicherung€1,067€89
Pension insurancePensionsversicherung€12,176€1,015
Unemployment insuranceArbeitslosenversicherung€2,862€239
Insolvency fund surchargeIESG-Zuschlag€97€8
Housing subsidy contributionWohnbauförderungsbeitrag€624€52
Employee severance fundBetriebliche Vorsorge (BV)€1,545€129
Family burden equalisation fundDienstgeberbeitrag (DB)€3,737€311
Surcharge to the DB (Vienna)Zuschlag zum DB (DZ)€364€30
Municipal taxKommunalsteuer€3,030€253
Total cost to the employer€130,169€10,847

About this estimate (2026 rules, checked 15 October 2026)

Assumptions

  • Salaried employee (Angestellte/r) working in Vienna for the whole year
  • Gross pay in 14 equal payments: 12 monthly salaries plus the 13th and 14th (holiday and Christmas pay), paid in different months
  • Single, no children: no Familienbonus Plus, no sole-earner or single-parent credit
  • No commuter allowance, no church contribution, no deductions beyond the €132 flat employment expenses
  • Wage tax as withheld through payroll; refunds from the yearly tax assessment (Arbeitnehmerveranlagung) are not included
  • Vienna rates for the housing subsidy contribution (0.75% each side) and the employer's surcharge to the DB (0.36%)
  • Employer cost excludes Vienna's Dienstgeberabgabe (U-Bahn-Steuer: €2 per employee per started week, about €104 a year); the BMF calculator leaves it out too

Notes

  • Social insurance is capped at €6,930 of pay a month and €13,860 a year of 13th/14th salaries.

Sources

This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.